How to apply for Apple Card

Apple Card, the all-new digital credit card created by Apple in partnership with investment banking company Goldman Sachs is set to redefine banking according to Apple, offering features to allow users to track spending and help manage bills within the Wallet app on iOS.

The service, which is launching initially to users in the United States has no fees and a much lower interest rate compared to conventional banks, and if a customer misses a payment, they will not be charged a penalty rate, according to Apple.

How to apply for Apple Card

Users can apply for Apple Card in five quick steps, shown by Apple in a video shared to its Apple Card onboarding website, wallet.apple.com.

• Open the Wallet app.
• Tap the + button.
• Select the new Apple Card option.
• Enter your details, like your name, email address and date and birth.
• Then, your credit status will be appraised and you will be notified of your interest rate and terms offer from Goldman Sachs.
• Tap the “Accept Apple Card” button and then your card will be ready to use in the Wallet app on iPhone, Wallet app on Apple Watch, Safari AutoFill forms and as a payment method for your Apple Card. Apple Card is also automatically set as your default card for Apple Pay (you can change this later in the Wallet app like normal).

Candidates that do not pass the initial credit check may need to provide additional information as evidence, like a photo ID, or may simply be refused from receiving the card.